•  September 18, 2025
   12:00 pm - 1:30 pm 

Topic Risk Less, Save More: The Workers’ Comp Advantage

Workers’ compensation is one of the most significant insurance costs for businesses—especially in high-risk industries such as construction, logistics, and staffing. However, your premiums and Experience Modification Rate (Ex-Mod) aren’t just a reflection of risk—they’re also the result of strategy.

In this session, attendees will learn how to analyze loss trends, manage claims more effectively, and implement proactive safety measures that directly reduce insurance costs. Participants will leave equipped with actionable tools to lower claim frequency and duration, improve claims outcomes, and strengthen their organization’s risk profile.

Whether you’re in operations, HR, safety, or finance, this session will provide real-world tactics to reduce your total cost of risk and take control of your workers’ compensation program.

Learning Objectives

• Identify the top three drivers that increase workers’ compensation premiums and Ex-Mod rates.
• Analyze loss runs to detect patterns that lead to higher claim frequency and costs.
• Apply strategies to reduce open claim duration and improve outcomes through timely medical care and documentation.
• Calculate the financial impact of Ex-Mod changes on total premium using real-world examples.
• Implement at least two proactive safety or claims management measures to improve risk profile and reduce future premiums.

Speaker Rocio Luna, CRIS

Rocio Luna is a trusted advisor with nearly a decade of experience in insurance and claims management. She currently serves as a Client Adviser at Acrisure LLC and is the owner of Rocio Insurance Services. Rocio began her career in 2016 as a claims assistant and advanced to spend seven years as a claims manager, gaining deep expertise in workers’ compensation claims handling and strategy.

Her passion for risk management was born out of witnessing firsthand the costly consequences of poor claims practices. Today, she specializes in helping businesses improve compliance, reduce claims exposure, and optimize insurance outcomes. Rocio’s approach combines data analysis, safety strategy, and practical claims management to help employers reduce premiums and protect their workforce.

Agenda

12:00pm In Person Lunch
12:30pm Presentation

Additional Information

1. Lunch will be provided at no charge for each person who registers for this event.
2. Parking is $10
3. CEUs will be awarded for attendance at all Education and Networking Sessions during the 25-26 term (July 1 – June 30)
4. The event is intended for in-person learning and networking. An option to attend virtually is also offered for those who cannot attend in person. If you’d be interested in attending virtually (but not in person), please use the “Virtual Registration” button to let us know.